Friday, November 13, 2026
If stopping feels like a risk instead of a rest, the business isn't the problem. Dan Sullivan's Who Not How reframe, and Kevin's own admission about struggling to say no, show owners the real fix.
Last updated 13 November 2026. Published by Simple-Growth (Motherbase Limited). Market: United States.
The business paid everyone this month — the team, the suppliers, the landlord. You paid yourself what was left over, which this month was less than last month, and you've stopped mentioning it out loud. You want growth that actually shows up in your own account, not just the business's. What you've actually built is a company that's getting bigger while quietly training you to expect less for yourself, one skipped pay run at a time.
62% of US small business owners have reduced or skipped their own pay at least once in the past year, and 21% have done it four times or more, according to Bluevine's 2026 research (Bluevine, 2026). "Things settling down" isn't a milestone that arrives on its own — it's a decision, and most businesses are structured so there's always a plausible reason to put it off one more month. Growing revenue without growing what lands in your own account isn't really growth. It's a bigger version of the same squeeze.
Mike Michalowicz's Profit First approach flips the usual order of operations. Instead of Sales minus Expenses equals Profit — where owner pay and profit are whatever's left after everything else — it forces Sales minus Profit (and owner pay) equals Expenses, by physically moving set percentages into separate accounts the moment money comes in.
Kevin didn't learn this lesson purely from the outside looking in. Even as a coach, he hired an Icehouse coach of his own to accelerate his growth — a reminder that this isn't about willpower or sacrifice; it's about having someone outside the business enforce a structure you won't reliably enforce on yourself, under pressure, every single month. He's also open with clients that his own run of nine companies founded or co-founded includes genuine failures as well as wins, and that the discipline of paying yourself properly is one of the lessons that cost him real money to learn the hard way, so his clients don't have to.
"Kevin's knowledge and intellect on all things business — no matter what industry it is — he just seems to find gems that you can focus on. I catch up with Kevin once a week and it is definitely the highlight of my week. He just sees different opportunities so clearly."
John Roberts
Co-owner & COO, Oragene
Paying yourself properly feels like it should wait until the business can "afford" it — but the business will always find something else to spend on if the money's sitting there to be found. This isn't for you if you've genuinely decided to reinvest everything deliberately for a defined period with a clear end date — that's a real strategy, not avoidance. It's for owners where "once things settle down" has quietly become the plan itself, with no date attached.
A cash management approach from Mike Michalowicz that allocates profit and owner pay first, as a fixed percentage of revenue, then runs expenses on what remains, rather than paying the owner last from whatever's left over.
The money isn't removed from the business — it moves to a separate account and stays there as profit and reserved owner pay, which forces more deliberate decisions about the remaining expenses.
Start with a modest, sustainable percentage you can actually hold to every month rather than an ambitious one you'll abandon after one tight month.
If you've paid everyone else properly this month except yourself, that's the number we fix first.
Thursday, November 12, 2026
You've known for weeks exactly what needs doing. You still haven't started. Here's why "just do it" doesn't work, and the question that actually does.
Thursday, November 12, 2026
You fix the same problem for the third time this year. Here's why most SME "lessons learned" evaporate — and the 70-20-10 rule that makes them stick instead.
Thursday, November 12, 2026
You follow up on every lead the same way, hoping persistence wins the deal. The best salespeople do something closer to the opposite — and it's why they close more while working less.
Thursday, November 12, 2026
4 in 5 US small business owners say their marketing is only "somewhat" effective, at best. A one-sentence positioning exercise, borrowed from brand strategist Marty Neumeier, shows SME owners why.
Thursday, November 12, 2026
You keep hearing "we went with the cheaper option." It feels like a price problem. It's actually a sameness problem — and a one-sentence fix, borrowed from first-principles thinking, can solve it before your next quote.
Thursday, November 12, 2026
Strategic Coach publishes a price and an eligibility bar. Here is what the Signature Program offers, who it suits, who should look elsewhere, and six questions to ask before you choose.
Thursday, November 12, 2026
Profit First fixes where your cash goes. A coach finds which problem to fix first. A plain guide to what Profit First is, what is free, who it suits, and how to choose.
Wednesday, November 11, 2026
Most plans stall because nobody's job is to chase them. Pillar 4 of the Simple-Growth System gives AI four implementation jobs so your 90-day plan gets done, with a five-day setup.
Wednesday, November 11, 2026
Many established owners do not have a lead problem. They have a follow-up problem. Here is how to hand your first follow-up job to AI in a week, legally, and what to keep human.
Wednesday, November 11, 2026
Most small-business owners use AI, but few have changed how the business runs. Surveys by Goldman Sachs, Babson and the Federal Reserve show the gap, and the One Workflow Rule closes it.
Wednesday, November 11, 2026
Spark and the Icehouse run free AI workshops, the AI Advisory Pilot co-funds up to $15,000, and paid programmes start at $5,995 + GST a person. Here is who each suits, and five questions to choose your first step.
Wednesday, November 11, 2026
11,100 NZ businesses employ 20 to 49 people. If decisions still queue at your door, here is what breaks at this size, which fix to make first, and a 90-day plan to build a management layer.
Wednesday, November 11, 2026
68% of US owners delayed or avoided a major business decision in the past year, with financial stress the stated cause. A four-move exercise turns the risk list into a plan.
Wednesday, November 11, 2026
43% of US owners have hidden business stress from a partner or family member. Carrying it alone doesn't protect them — it just means you're carrying it alone.
Wednesday, November 11, 2026
You've got a team now, and somehow every decision still lands on your desk. Here's the real reason delegation doesn't stick, and the one habit that forces it to.