Wednesday, November 11, 2026
You take on almost any customer who'll pay, so your marketing, pricing and team get pulled in three directions at once. A simple market-sizing exercise shows SME owners the one slice worth aiming at this year.
Last updated 13 November 2026. Published by Simple-Growth (Motherbase Limited). Market: United States.
The business paid everyone this month — the team, the suppliers, the landlord. You paid yourself what was left over, which this month was less than last month, and you've stopped mentioning it out loud. You want growth that actually shows up in your own account, not just the business's. What you've actually built is a company that's getting bigger while quietly training you to expect less for yourself, one skipped pay run at a time.
62% of US small business owners have reduced or skipped their own pay at least once in the past year, and 21% have done it four times or more, according to Bluevine's 2026 research (Bluevine, 2026). "Things settling down" isn't a milestone that arrives on its own — it's a decision, and most businesses are structured so there's always a plausible reason to put it off one more month. Growing revenue without growing what lands in your own account isn't really growth. It's a bigger version of the same squeeze.
Mike Michalowicz's Profit First approach flips the usual order of operations. Instead of Sales minus Expenses equals Profit — where owner pay and profit are whatever's left after everything else — it forces Sales minus Profit (and owner pay) equals Expenses, by physically moving set percentages into separate accounts the moment money comes in.
Kevin didn't learn this lesson purely from the outside looking in. Even as a coach, he hired an Icehouse coach of his own to accelerate his growth — a reminder that this isn't about willpower or sacrifice; it's about having someone outside the business enforce a structure you won't reliably enforce on yourself, under pressure, every single month. He's also open with clients that his own run of nine companies founded or co-founded includes genuine failures as well as wins, and that the discipline of paying yourself properly is one of the lessons that cost him real money to learn the hard way, so his clients don't have to.
"Kevin's knowledge and intellect on all things business — no matter what industry it is — he just seems to find gems that you can focus on. I catch up with Kevin once a week and it is definitely the highlight of my week. He just sees different opportunities so clearly."
John Roberts
Co-owner & COO, Oragene
Paying yourself properly feels like it should wait until the business can "afford" it — but the business will always find something else to spend on if the money's sitting there to be found. This isn't for you if you've genuinely decided to reinvest everything deliberately for a defined period with a clear end date — that's a real strategy, not avoidance. It's for owners where "once things settle down" has quietly become the plan itself, with no date attached.
A cash management approach from Mike Michalowicz that allocates profit and owner pay first, as a fixed percentage of revenue, then runs expenses on what remains, rather than paying the owner last from whatever's left over.
The money isn't removed from the business — it moves to a separate account and stays there as profit and reserved owner pay, which forces more deliberate decisions about the remaining expenses.
Start with a modest, sustainable percentage you can actually hold to every month rather than an ambitious one you'll abandon after one tight month.
If you've paid everyone else properly this month except yourself, that's the number we fix first.
Monday, September 21, 2026
Most SME sales proposals are built to impress, not to close. Here's the one-page format that gets buyers to yes faster.
Monday, September 21, 2026
If Sunday afternoon has become the least relaxing part of your weekend, it's a design problem, not a discipline one. Here's the fix.
Monday, September 21, 2026
Most owners choose a coaching format by budget, not by stage. Here's the test that shows which format actually fits your business right now.
Monday, September 21, 2026
Private label deals look like free growth — until they quietly cost you margin, capacity, and control. Here's how to protect your brand before signing.
Monday, September 21, 2026
New global research says 68% of small business owners now choose stability over speed — and that's the smarter growth strategy. Here's the 3-step Depth Audit to grow without breaking what you've built.
Thursday, September 17, 2026
Most growth strategies don't fail because the market changed — they fail because nobody tested the assumptions underneath them. Here's the four-question audit that catches the weak spot before it costs you a year.
Thursday, September 17, 2026
Your website, socials, and sales team may all be telling a slightly different story. Consistent brands see up to 33% more revenue — here's the one-page Message Map that fixes the drift.
Thursday, September 17, 2026
Sales closes the deal, then delivery loses the customer within a quarter. The one-page Handover Brief that carries the promise, the anxiety, and the customer's real definition of success forward.
Thursday, September 17, 2026
Every interruption costs roughly 23 minutes of refocus time, not seconds. The Protected Block system that stops "always available" from quietly destroying your most productive hours.
Thursday, September 17, 2026
Coaching doesn't feel like steady progress — it dips hard around week five before the real structural change lands. Here's the 90-day curve nobody warns owners about, and why it matters.
Thursday, September 17, 2026
The instincts that built your first million will cap your next five if you don't replace them. Greiner's Growth Model explains why — and the Stage Check that shows if you've already outgrown your playbook.
Thursday, September 17, 2026
A new NielsenIQ study found 58% of shoppers don't care if it's your brand or the store's own. Here's the 3-step test to see if your FMCG brand earns its price premium.
Thursday, September 17, 2026
Chasing every dollar of revenue isn't a growth strategy — it's a collection plate. Here's the four-question filter Kevin uses with clients before any deal gets signed.
Thursday, September 17, 2026
Most SMEs treat marketing spend like rent — fixed, tolerated, never questioned. Here's the 70-20-10 test-and-learn loop that turns it into compounding evidence instead.
Thursday, September 17, 2026
Same-day response feels fast — it isn't. Here's the five-minute speed-to-lead system that turns warm enquiries into customers before a competitor gets there first.