Saturday, October 31, 2026

US owners lose 33 working days a year to financial worry, mostly from not knowing their numbers. Here's the 2-number Monday check that closes the gap.

You said yes again. Another enquiry that doesn't quite fit, another client who'll argue the quote, another project that'll eat your weekend for a margin that barely covers the diesel. You know this one won't be easy. You take it anyway, because turning down revenue feels like turning down the business itself.

Here's the question worth asking before you chase one more customer: do you actually know who you're trying to win? Not "anyone who'll pay" — the specific, nameable kind of customer your business is built to serve brilliantly. Most SME owners can't answer that in one sentence, and it's costing them more than the client who argues the quote.

In over 30 years working inside global agencies and founding nine companies of my own, the pattern repeats: businesses that try to be right for everyone end up being unforgettable to no one.

The enemy is "more customers, full stop"

Growth advice usually starts and ends with volume — more leads, more enquiries, more yeses. Nobody tells you that saying yes to the wrong customer is a decision, made over and over, that quietly sets your strategy for you. Every client you accept who isn't a genuine fit teaches your business, your pricing and your team that this is the kind of work you do. You don't drift into being the business that attracts difficult, low-margin, energy-draining customers. You choose it, one enquiry at a time, by never choosing anything at all.

Where to play, before how to win

A.G. Lafley and Roger Martin, who led Procter and Gamble's turnaround, built their strategy process around one deceptively simple question that comes before any other: where will you play? Not every market, not every customer — the specific arena you can genuinely win in. Only once that's decided does "how to win" matter. Most SME strategic plans skip straight to tactics — ads, offers, hustle — without ever properly answering the first question.

  • Name your best customer, specifically — not a demographic, a real person or business you'd clone ten times if you could.
  • Name who you're not for, out loud — the enquiries you'll now say no to, so your team doesn't have to guess.
  • Price and package for that customer, not for the one who argues — if the wrong customer finds you expensive, that's the system working.

I watched this choice change everything for a high-end jeweller I worked with. Her mission was deliberately audacious: Rihanna wearing one of her designs to the Met Gala. It sounds like vanity until you see what it actually did — it told her, instantly, which commissions were worth her time and which weren't. Within the year, Cardi B and Stephanie Seymour wore her pieces in Paris. That didn't happen because she said yes to more customers. It happened because she got brutally clear on which ones she was playing to win with.

"I have grown my business 5x since working with Kevin. Everything Kevin told me to do was the complete opposite of what I had been doing. Working with Kevin has truly been a complete game changer."

— Richard, Chem Suppliers

Why owners know this and still say yes

Almost every owner I coach already knows, somewhere, which customers drain them. What stops them acting on it isn't ignorance — it's fear that saying no will leave a hole in the revenue nobody fills. That fear is solvable, but not by thinking harder about it alone. It's solved by building the pipeline and the pricing that make "no" safe to say, which is exactly the work a coach does alongside an owner, not instead of them.

This isn't for you if turning down revenue, even the bad kind, still feels impossible today. That's fine — it usually takes one real win with the right customer before "no" stops feeling like a loss.

Key takeaways

  • Choose your customer before you choose your tactics — "where to play" comes before "how to win."
  • Recognise that every yes to the wrong customer is a strategic decision, whether you meant it that way or not.
  • Name who you're not for — your team can't protect your time if only you know the line.
  • Price for the right customer, not the one who argues — if the wrong one balks, the system is working.

If your calendar is full of customers who drain you instead of the ones who'd grow you, that's the first thing we fix.

Sunday, October 11, 2026

Coach, consultant, mentor or advisor? How the four roles differ, which one suits an established NZ business, and the questions to ask before you pay.

Sunday, October 11, 2026

Gallup's 2026 data shows global employee engagement fell to 20 percent, even in the best-performing regions. Here's the three-question check SME owners can run this week to find out where their own team really stands.

Sunday, October 11, 2026

Everyone agrees December is too close to Christmas to prospect. One sales agency's own client data says the businesses that kept going saw 19 percent more leads the following January.

Sunday, October 11, 2026

Most SME owners can describe next year's budget in detail and go quiet the moment you ask about year ten. A UK study of over 1,000 companies found that gap predicts success almost on its own.

Sunday, October 11, 2026

Most SME owners build their people plan around courses. The research behind the 70-20-10 model says courses are the smallest lever you have, and it is worth knowing how shaky that research actually is.

Sunday, October 11, 2026

A lead called within five minutes is up to 100 times more likely to be contacted and 21 times more likely to qualify than one called 30 minutes later. Almost nobody does it.

Sunday, October 11, 2026

Most SME owners think a logo is a brand. The agencies behind the world's biggest brands have never worked that way. Here is the five-layer model they actually use.

Sunday, October 11, 2026

Nearly half of SMEs have run a SWOT analysis in the last two months, yet most cannot say it changed a single decision. Here is the simple matrix that turns the list into action.

Sunday, October 11, 2026

Burger King once sold a one-cent Whopper only to people standing next to a McDonald's. Here is the under-$5k version any SME owner can run, and what a 1760s potter teaches about removing buying risk.

Saturday, October 10, 2026

Most small business owners feel confident about their sales pipeline right now. New research shows that confidence is measuring the wrong thing entirely.

Saturday, October 10, 2026

Rising revenue and a shrinking bank balance usually mean the same thing: one account doing the job of four. A simple account split fixes it before it becomes a crisis.

Saturday, October 10, 2026

A coaching style that worked in your first month can quietly become the wrong one by your twelfth. The best coaches change how they coach you as you change.

Saturday, October 10, 2026

Managers now spend over a fifth of their working week in meetings, and senior leaders admit most of it is wasted. A fixed meeting rhythm fixes more than your calendar.

Saturday, October 10, 2026

Most SME owners set ad budgets and discount limits by gut feel. One number, worked out properly, tells you exactly what a customer is worth and what you can afford to spend to win one.

Saturday, October 10, 2026

Most small businesses pour their whole marketing budget into this week's sale. The research on 30 years of advertising says that is exactly the wrong ratio.