Saturday, October 31, 2026

46% of NZ small business owners aren't paying themselves. Here's why that has to change, and the three moves that build it into a real habit, not a hope.

You said yes again. Another enquiry that doesn't quite fit, another client who'll argue the quote, another project that'll eat your weekend for a margin that barely covers the diesel. You know this one won't be easy. You take it anyway, because turning down revenue feels like turning down the business itself.

Here's the question worth asking before you chase one more customer: do you actually know who you're trying to win? Not "anyone who'll pay" — the specific, nameable kind of customer your business is built to serve brilliantly. Most SME owners can't answer that in one sentence, and it's costing them more than the client who argues the quote.

In over 30 years working inside global agencies and founding nine companies of my own, the pattern repeats: businesses that try to be right for everyone end up being unforgettable to no one.

The enemy is "more customers, full stop"

Growth advice usually starts and ends with volume — more leads, more enquiries, more yeses. Nobody tells you that saying yes to the wrong customer is a decision, made over and over, that quietly sets your strategy for you. Every client you accept who isn't a genuine fit teaches your business, your pricing and your team that this is the kind of work you do. You don't drift into being the business that attracts difficult, low-margin, energy-draining customers. You choose it, one enquiry at a time, by never choosing anything at all.

Where to play, before how to win

A.G. Lafley and Roger Martin, who led Procter and Gamble's turnaround, built their strategy process around one deceptively simple question that comes before any other: where will you play? Not every market, not every customer — the specific arena you can genuinely win in. Only once that's decided does "how to win" matter. Most SME strategic plans skip straight to tactics — ads, offers, hustle — without ever properly answering the first question.

  • Name your best customer, specifically — not a demographic, a real person or business you'd clone ten times if you could.
  • Name who you're not for, out loud — the enquiries you'll now say no to, so your team doesn't have to guess.
  • Price and package for that customer, not for the one who argues — if the wrong customer finds you expensive, that's the system working.

I watched this choice change everything for a high-end jeweller I worked with. Her mission was deliberately audacious: Rihanna wearing one of her designs to the Met Gala. It sounds like vanity until you see what it actually did — it told her, instantly, which commissions were worth her time and which weren't. Within the year, Cardi B and Stephanie Seymour wore her pieces in Paris. That didn't happen because she said yes to more customers. It happened because she got brutally clear on which ones she was playing to win with.

"I have grown my business 5x since working with Kevin. Everything Kevin told me to do was the complete opposite of what I had been doing. Working with Kevin has truly been a complete game changer."

— Richard, Chem Suppliers

Why owners know this and still say yes

Almost every owner I coach already knows, somewhere, which customers drain them. What stops them acting on it isn't ignorance — it's fear that saying no will leave a hole in the revenue nobody fills. That fear is solvable, but not by thinking harder about it alone. It's solved by building the pipeline and the pricing that make "no" safe to say, which is exactly the work a coach does alongside an owner, not instead of them.

This isn't for you if turning down revenue, even the bad kind, still feels impossible today. That's fine — it usually takes one real win with the right customer before "no" stops feeling like a loss.

Key takeaways

  • Choose your customer before you choose your tactics — "where to play" comes before "how to win."
  • Recognise that every yes to the wrong customer is a strategic decision, whether you meant it that way or not.
  • Name who you're not for — your team can't protect your time if only you know the line.
  • Price for the right customer, not the one who argues — if the wrong one balks, the system is working.

If your calendar is full of customers who drain you instead of the ones who'd grow you, that's the first thing we fix.

Tuesday, October 06, 2026

A pleasant weekly chat and a structured coaching session can look identical from the outside. Here's exactly what should be happening in the room if the second one is real.

Tuesday, October 06, 2026

Most SME task lists have no visible connection to the goal on the whiteboard. OKRs fix that gap in three simple steps, without turning your week into a spreadsheet exercise.

Tuesday, October 06, 2026

Giving away a free sample, audit or pilot feels like it removes risk for the prospect. Mostly it just removes their reason to commit. Here's the structure that converts instead.

Monday, October 05, 2026

There is no single best business coach in the USA. Here are five criteria for choosing one, a fair look at the main formats, and why an outside perspective can change what you see in your own business.

Monday, October 05, 2026

Eighty-four percent of small business owners sacrifice health or relationships to their business, new 2026 data shows. Here is the Transferability Number test that shows why, and what to fix first.

Monday, October 05, 2026

You're about to have your busiest quarter of the year. If nobody's planned for it, your bank balance is about to go the wrong way at exactly the moment the business looks like it's winning.

Monday, October 05, 2026

Ask most owners what they do and they'll answer instantly. Ask them why their business exists, beyond making money, and watch the pause. That pause is costing you customers, hires and referrals.

Monday, October 05, 2026

Ask your team to name the business's single most important goal this quarter. Five different answers from five people means you have one problem, not twelve: nobody knows what the goal actually is.

Monday, October 05, 2026

You trained your team to build rapport and never push, and your best customer last quarter still went with the competitor who pushed them to rethink the brief. Here's why relationship-selling is the weakest profile in B2B sales.

Monday, October 05, 2026

You've boosted the posts, hired the agency, rewritten the website twice, and the phone still isn't ringing. Before you spend another dollar, ask whether a stranger could explain what makes you different in one sentence.

Monday, October 05, 2026

Your competitor just launched the move you'd been 'finalising' for six months. Here's the fifty-year-old decision framework that fixes the real problem: not your strategy, your decision speed.

Sunday, October 04, 2026

EOS, Scaling Up, Vistage, ActionCOACH or Simple-Growth? A fair comparison with best-for and not-ideal-if for each option, a fit matrix and a nine-question quiz.

Sunday, October 04, 2026

What does a business coach cost in New Zealand? Published monthly and hourly ranges, cheaper options, how RBPN co-funding can help, and a checklist for judging value.

Sunday, October 04, 2026

New 2026 global research shows trust alone only earns a brand 48 percent acceptance into new territory - relevance takes it to 71 percent. Here is the two-question test that finds the real gap before you spend on expansion.

Sunday, October 04, 2026

The personal touch that built your reputation at ten staff quietly becomes the bottleneck that breaks it at thirty. Here is how to turn a habit into a system before it costs you.