Tuesday, November 10, 2026
The government will co-fund up to 50% of an AI roadmap and its rollout, to $15,000, for NZ businesses with under 50 staff. Here is what it covers, what it does not, and the order to do things in.
There's a decision you've been circling for months — a new market, a new hire, a new product line. You've thought about it in the shower, on the drive home, at 11pm when you should be asleep. You want to actually make it. What you've done instead is build a very detailed list of reasons it might go wrong, and used that list as a reason to do nothing at all.
Bluevine's 2026 US survey of small-business owners found 68% had delayed or avoided a major decision — hiring, expansion, a new line — because they were scared of getting it wrong. The enemy here isn't the decision itself. It's the habit of listing risks forever instead of ever turning the list into a move.
A SWOT list — strengths, weaknesses, opportunities, threats — is where most owners stop. Management theorist Heinz Weihrich took it one step further with what he called TOWS: instead of just listing the four boxes, you pair them up and force out an actual action from each pairing.
Kevin worked on 60+ global brands at DDB, Ogilvy and Saatchi & Saatchi before founding or co-founding nine companies, and one client from that era still shapes how he coaches growth decisions: McDonald's. What struck him wasn't the size of the brand — it was how systemised everything was, so a decision made once got made properly once, instead of being re-litigated with fresh panic every single time it came up. Big-brand thinking, small-business clarity, applied to the exact decision you're circling right now.
Pick the decision you've been circling and give it a real deadline this week — not ‘soon’, an actual date on the calendar, the same way you'd commit to a client delivery. Run the TOWS pairing with one other person in the room, even if that's just a trusted friend over coffee, because the fourth box — what would actually sink you — is almost always smaller and less likely than it feels alone at 11pm. Owners who've made a big call this way tend to say the same thing afterwards: the decision itself took an afternoon. It was the circling beforehand, sometimes for months, that actually cost them the time and the sleep.
“You make success tangible. Help me go from a wish to reality. Now have clarity of purpose and belief. You made tripling the size of my business go from seeming impossible to really possible.”
— Lina, Good Gravy
A risk list grows forever when there's no deadline and no one else in the room. Left alone with it, most owners just add another row. This isn't for you if the decision genuinely needs more information first — go get the information, that's sensible, not avoidance. It's for the decision where you already have what you need and you're circling anyway. That's the moment a second pair of eyes, and someone willing to hold a date against it, actually earns their keep.
If you've been circling the same decision for months, that's exactly the kind of thing a second opinion could unstick this week.
Wednesday, October 28, 2026
Which jobs should a US small business hand to AI first? Published US data, a five-check test and a 30-day plan to pick one job, track one number and keep the decisions that matter.
Wednesday, October 28, 2026
Most small business owners already believe AI works, but barely one in ten has invested in using it properly. Here is the simple ladder for turning casual AI use into real, compounding productivity gains.
Tuesday, October 27, 2026
Vet and allied health practices rarely have a clinical problem. Here is how to find the real constraint, keep patients returning and build a 90-day growth plan.
Tuesday, October 27, 2026
Most SME owners are fixing the wrong problem. Here's the 3-step method that finds the one constraint actually holding your growth back, before you spend another dollar.
Tuesday, October 27, 2026
A third of US small business owners say they don't know whether they have the tools — AI included — to grow next year. That's not a confidence problem, it's a visibility one, and it's fixable in an afternoon.
Tuesday, October 27, 2026
Confidence up a quarter, down the next, tariffs easing then tightening — waiting for certainty is its own decision, and usually the wrong one. Here's a simple way to keep deciding well when the ground keeps moving.
Tuesday, October 27, 2026
There's one role almost every SME owner has avoided filling for a year or more — while quietly doing it themselves instead. Here's the Who Not How framework, and the three-step test that makes the hire obvious.
Tuesday, October 27, 2026
They nodded, asked great questions, said it's exactly what they need — then disappeared. Here's why warmth isn't a buying signal, and the three-message sequence that gets stalled deals talking again.
Tuesday, October 27, 2026
Most SME marketing describes the product and targets a demographic — and both miss why people actually buy. Here's the Jobs To Be Done framework, and how to find the job your business is really being hired to do.
Tuesday, October 27, 2026
Nearly half of businesses miss the target they set for themselves — and it's rarely because the team didn't try hard enough. Here's the three-number check that builds a 2027 target you can actually hit.
Monday, October 26, 2026
ActionCOACH, an EOS Implementer or an independent coach? A fair, source-linked guide for US owners, with a six-question test to match the help to your biggest constraint.
Monday, October 26, 2026
Gallup's 2026 global workplace data shows manager engagement is collapsing faster than everyone else's. Here's the research-backed 3-step fix for SME owners wearing the manager hat too.
Monday, October 26, 2026
Only about a third of seasonal businesses hold enough cash to cover their leanest months before the slow season hits. Here's the ten-minute reserve check before this year's peak trade.
Monday, October 26, 2026
A well-known coaching ROI study found a $7.90 return per $1 spent. Here's an honest look at where that number comes from, and what actually transfers to an SME owner.
Monday, October 26, 2026
Only around 20% of companies complete 80% of their strategic goals, and fewer than half of employees know what's expected of them. Here's how OKRs fix that at SME scale.