Friday, October 30, 2026
UK SME owners now spend almost twice as long on admin as on growth, per a fresh 2026 survey. Here's the three-step Weekly Execution Audit Kevin uses to help owners flip that ratio.
Payday's Friday. Payroll's due. And the invoice you were counting on still hasn't landed, because the customer who promised "end of month" meant their end of month, not yours. You chase it with a polite email, then a less polite one, and you tell yourself next time you'll get better at follow-up.
Here's the uncomfortable answer: better follow-up isn't the fix. The follow-up email is damage control for a decision you made weeks earlier, at the point of sale, when the terms got set — or didn't.
You're not alone in the stress of it. Bluevine's 2026 survey of US small business owners found that 41% name the gap between money coming in and bills going out as their single biggest stressor — ahead of tax, ahead of payroll itself. The chase isn't the real problem. It's the symptom.
Most SME sales processes are built entirely around getting the yes. What happens after the yes — deposit, terms, when the clock starts — gets handled on the fly, or copied from whatever the last client happened to accept. That's the actual villain here: treating "they said yes" as the finish line, when the finish line is "the money's in the account."
I've made this exact mistake, more than once, in businesses I've built myself. Sometimes you win, sometimes you learn — and some of those lessons came from real losses, not hypothetical ones. The ones that stung weren't about a bad product or a bad client. They were about terms I'd never actually pinned down before the work started, because asking felt awkward and the sale felt too good to risk slowing down.
"I have grown my business 5x since working with Kevin. Everything Kevin told me to do was the complete opposite of what I had been doing. Working with Kevin has truly been a complete game changer."
— Richard, Chem Suppliers
Every owner I've worked with already knows they should say the terms out loud. Most still don't, because in the moment it feels like the one thing that could cost them the sale. It won't. A genuine customer respects a business that's clear about getting paid — it tells them you run a real operation, not a favour. The ones who push back hardest on terms are usually the same ones who'll push back hardest on the invoice.
This isn't for you if your sales process is already tight and your real issue is one slow-paying outlier — that's a collections conversation, not a system rebuild. But if this is the third month in a row you've chased a payment you never properly pinned down, the fix starts before the sale, not after it.
You can run a business where payday isn't a gamble on someone else's promise. It takes one slightly awkward sentence, said early and said every time — and that's a habit you can build starting with your very next sale.
If you're tired of chasing money you already earned, that's the first thing we fix together.
Monday, October 19, 2026
Is Vistage worth it? A fair, source-linked look at what peer advisory groups offer US business owners, a checklist for deciding, and how one-on-one coaching differs.
Monday, October 19, 2026
Most small business owners know they don't compete on price, but can't say, in one sentence, what they compete on instead. Here's the three-step framework that fixes it.
Monday, October 19, 2026
A strong December can feel like proof you're growing. It can also be the reason nobody builds the pipeline that carries January. Here's the three-question check to run now.
Monday, October 19, 2026
A good coach doesn't start with your goals. They start with three numbers most owners can't answer on the spot, and that gap tells them exactly where to begin.
Monday, October 19, 2026
Most SME owners have tried an AI tool this year. Few can say, in hours, what it actually saved them. Here's the test that tells the difference, and the first step to take.
Monday, October 19, 2026
By the time a prospect calls you, they've already done most of their own research. Here's the sales approach built for exactly that moment, and why most SME pitches skip it.
Monday, October 19, 2026
Social platforms can change the rules on your reach overnight. Here's the one marketing channel no algorithm can take away from you, and why most SME owners still starve it.
Monday, October 19, 2026
A new survey says 53% of small business owners are stuck on finding customers. Here's the one-question test that finds out whether that's really your constraint, or just the easiest one to blame.
Sunday, October 18, 2026
ActionCOACH, Business Blueprint, government-backed advice and independent coaches compared fairly for Australian owners, with best-for and not-ideal-if for each.
Sunday, October 18, 2026
An executive coach develops you as a leader. A business coach works on the business itself. Here is how to tell which one an NZ SME owner needs before paying for either.
Sunday, October 18, 2026
Most SME owners can tell you their revenue. Almost none can tell you which customers are actually making them a profit. New 2026 research shows why that gap is the real growth problem, and a three-step fix.
Sunday, October 18, 2026
The average small business gets 27 percent of revenue from one customer. Here is the three-question check that tells you whether your growth is real, or just concentration in disguise.
Sunday, October 18, 2026
Coaching can return seven times its cost, PwC research suggests, but rarely from where owners expect. Here is where the real ROI on a business coach actually shows up.
Sunday, October 18, 2026
Gallup found managers think they give weekly feedback, their teams say otherwise. See why your business systems depend on a conversation most owners are avoiding.
Sunday, October 18, 2026
56 percent of stalled B2B deals end in no decision, not a lost sale to a competitor. Here is why your prospects go quiet after saying yes, and the direct question that gets them talking again.