Tuesday, November 10, 2026

You're making this week's decisions on last month's numbers. Here's the one-page habit SME owners use to see what's happening before it costs them.

There's a decision you've been circling for months — a new market, a new hire, a new product line. You've thought about it in the shower, on the drive home, at 11pm when you should be asleep. You want to actually make it. What you've done instead is build a very detailed list of reasons it might go wrong, and used that list as a reason to do nothing at all.

You're Not Alone In Freezing On This

Bluevine's 2026 US survey of small-business owners found 68% had delayed or avoided a major decision — hiring, expansion, a new line — because they were scared of getting it wrong. The enemy here isn't the decision itself. It's the habit of listing risks forever instead of ever turning the list into a move.

Turn The List Into Four Moves

A SWOT list — strengths, weaknesses, opportunities, threats — is where most owners stop. Management theorist Heinz Weihrich took it one step further with what he called TOWS: instead of just listing the four boxes, you pair them up and force out an actual action from each pairing.

  • Strengths + Opportunities. Where does what you're already good at let you move fastest?
  • Weaknesses + Opportunities. What gap would stop you taking the opportunity, and what's the smallest fix for it?
  • Strengths + Threats. How does what you're good at defend you if this goes wrong?
  • Weaknesses + Threats. What's the one thing that would actually sink you — and is it as likely as it feels at 11pm?

Kevin worked on 60+ global brands at DDB, Ogilvy and Saatchi & Saatchi before founding or co-founding nine companies, and one client from that era still shapes how he coaches growth decisions: McDonald's. What struck him wasn't the size of the brand — it was how systemised everything was, so a decision made once got made properly once, instead of being re-litigated with fresh panic every single time it came up. Big-brand thinking, small-business clarity, applied to the exact decision you're circling right now.

Pick the decision you've been circling and give it a real deadline this week — not ‘soon’, an actual date on the calendar, the same way you'd commit to a client delivery. Run the TOWS pairing with one other person in the room, even if that's just a trusted friend over coffee, because the fourth box — what would actually sink you — is almost always smaller and less likely than it feels alone at 11pm. Owners who've made a big call this way tend to say the same thing afterwards: the decision itself took an afternoon. It was the circling beforehand, sometimes for months, that actually cost them the time and the sleep.

“You make success tangible. Help me go from a wish to reality. Now have clarity of purpose and belief. You made tripling the size of my business go from seeming impossible to really possible.”

— Lina, Good Gravy

Why The List Never Turns Into A Decision Alone

A risk list grows forever when there's no deadline and no one else in the room. Left alone with it, most owners just add another row. This isn't for you if the decision genuinely needs more information first — go get the information, that's sensible, not avoidance. It's for the decision where you already have what you need and you're circling anyway. That's the moment a second pair of eyes, and someone willing to hold a date against it, actually earns their keep.

Key Takeaways

  • Write your SWOT, then pair each box with another to force out an action.
  • Ask whether the thing that would sink you is actually as likely as it feels at night.
  • Systemise the decision once, properly, instead of re-litigating it every time it resurfaces.
  • Set a real date to decide, even if the answer on that date is still no.

If you've been circling the same decision for months, that's exactly the kind of thing a second opinion could unstick this week.

Wednesday, October 14, 2026

UK SME owners spend six working days a month on admin and 3.6 days on growth, one survey found. Dan Sullivan's Who Not How habit flips which question you ask first.

Wednesday, October 14, 2026

Nearly half of SMEs in a 2026 survey had not raised prices since 2022. Here's the three-sentence script that makes the overdue price conversation simple instead of stressful.

Wednesday, October 14, 2026

76 of 100 B2B brands in a 2026 study fell into a credible-but-indistinguishable Sameness Zone. Here's the four-word positioning test, the Onliness Statement, that pulls a business out of it.

Wednesday, October 14, 2026

Your revenue is up and your margin just fell anyway — here's the planning gap behind it. Four moves that put margin back on the same page as your growth target before next year's numbers are set.

Tuesday, October 13, 2026

A practical playbook for NZ construction and building products owners: the market, the real growth constraints, how to price and win work, and a 90-day plan.

Tuesday, October 13, 2026

53 percent of small business owners say nothing would change if AI vanished tomorrow, and that is not an adoption problem, it is an embedding problem. Here is the three-question test that shows which one your business actually is.

Tuesday, October 13, 2026

New industry research finds most senior consumer goods leaders cannot say whether their last year of promotions actually made money. Here is the Revenue Growth Management discipline that fixes it before Christmas stock ships.

Tuesday, October 13, 2026

New research shows 90 percent of small business owners are preoccupied with work outside normal hours. Michael Gerber's E-Myth explains why, and names the one shift that actually fixes it.

Tuesday, October 13, 2026

Workplace research puts the cost of refocusing after an interruption at around 23 minutes, and the average worker now fields well over 100 messages a day. Here is how to protect the hours that actually move your business.

Tuesday, October 13, 2026

Forrester research finds only 8 percent of B2B buyers name price as the biggest driver of their decision. Here is how to find out what a price objection is actually about, before you reach for a discount.

Tuesday, October 13, 2026

A new Gartner survey finds most B2B buyers would rather research and decide without ever speaking to a salesperson. If your marketing cannot carry the whole sale alone, here is the tool that fixes it.

Tuesday, October 13, 2026

New Gallup data shows only 11 percent of SME owners with staff have a detailed written plan, and most of the rest will try to write next year's in December. Here is the three-date fix to do this week instead.

Monday, October 12, 2026

EOS or Scaling Up? A fair, source-linked comparison for US owners, a five-point checklist to choose, and the growth questions neither operating system answers.

Monday, October 12, 2026

The seven concerns SME owners raise most often in coaching, why each one happens, and what actually helps.

Monday, October 12, 2026

Growth rarely needs you to do more. It needs you to stop five habits that quietly hold your business back.