Tuesday, October 27, 2026
Vet and allied health practices rarely have a clinical problem. Here is how to find the real constraint, keep patients returning and build a 90-day growth plan.
Payday's Friday. Payroll's due. And the invoice you were counting on still hasn't landed, because the customer who promised "end of month" meant their end of month, not yours. You chase it with a polite email, then a less polite one, and you tell yourself next time you'll get better at follow-up.
Here's the uncomfortable answer: better follow-up isn't the fix. The follow-up email is damage control for a decision you made weeks earlier, at the point of sale, when the terms got set — or didn't.
You're not alone in the stress of it. Bluevine's 2026 survey of US small business owners found that 41% name the gap between money coming in and bills going out as their single biggest stressor — ahead of tax, ahead of payroll itself. The chase isn't the real problem. It's the symptom.
Most SME sales processes are built entirely around getting the yes. What happens after the yes — deposit, terms, when the clock starts — gets handled on the fly, or copied from whatever the last client happened to accept. That's the actual villain here: treating "they said yes" as the finish line, when the finish line is "the money's in the account."
I've made this exact mistake, more than once, in businesses I've built myself. Sometimes you win, sometimes you learn — and some of those lessons came from real losses, not hypothetical ones. The ones that stung weren't about a bad product or a bad client. They were about terms I'd never actually pinned down before the work started, because asking felt awkward and the sale felt too good to risk slowing down.
"I have grown my business 5x since working with Kevin. Everything Kevin told me to do was the complete opposite of what I had been doing. Working with Kevin has truly been a complete game changer."
— Richard, Chem Suppliers
Every owner I've worked with already knows they should say the terms out loud. Most still don't, because in the moment it feels like the one thing that could cost them the sale. It won't. A genuine customer respects a business that's clear about getting paid — it tells them you run a real operation, not a favour. The ones who push back hardest on terms are usually the same ones who'll push back hardest on the invoice.
This isn't for you if your sales process is already tight and your real issue is one slow-paying outlier — that's a collections conversation, not a system rebuild. But if this is the third month in a row you've chased a payment you never properly pinned down, the fix starts before the sale, not after it.
You can run a business where payday isn't a gamble on someone else's promise. It takes one slightly awkward sentence, said early and said every time — and that's a habit you can build starting with your very next sale.
If you're tired of chasing money you already earned, that's the first thing we fix together.
Sunday, September 06, 2026
Most SME roadmaps fail from what they never remove, not what they add. Here's the three-question kill list to run before your next planning cycle — and why pruning, not adding, is what actually frees up growth capacity.
Sunday, September 06, 2026
Paid social and search rent attention you don't own. Your email list is the one channel most SMEs already have permission to use — and almost never invest in properly. Here's how to turn it into a real asset.
Sunday, September 06, 2026
Most sales training focuses on the pitch and the close. The call is usually already lost in the first five minutes. Here's the agenda-set and diagnostic sequence that fixes it — at the team level, not just for one rep.
Sunday, September 06, 2026
Delegation doesn't fail because your team can't do the work — it fails because nobody defined what "done" looked like before the task started. Here's the four-part handoff that fixes it.
Sunday, September 06, 2026
Self-funded expansion runs out of capital and management bandwidth before it runs out of market opportunity. Here's the franchise-readiness test and how to compare licensing against scaling it yourself.
Sunday, September 06, 2026
Business coaching has borrowed a lot from therapy's language, and it's blurred an important line. A coach uses psychology to find what's blocking you — then converts it into a dated business action, every time. Here's where the line sits.
Sunday, September 06, 2026
A 2026 survey of 1,500 business owners found 32% have never taken a full week off. Kevin D'Ambros-Smith on why that's a systems problem, not dedication — and what the regret data reveals about coaching and support.
Sunday, September 06, 2026
Most SME growth plans have one forecast and no backup. Here's how to build a 90-day roadmap with base, stretch, and contraction scenarios — plus the trigger points that tell you when to act.
Friday, September 04, 2026
New 2026 data shows only 6% of SME owners feel ready to grow. Kevin D'Ambros-Smith breaks down why the barriers everyone blames are shared by every owner — and what actually separates the 6% who feel ready.
Friday, September 04, 2026
88% of business leaders are confident about growth in 2026 — the highest since 2019. But 74% worry about cybersecurity and only 12% plan on a rolling basis. Here's why confidence without a planning system is exposure, not readiness.
Friday, September 04, 2026
Landing the big account feels like the win that changes everything. Here's how to spot customer concentration risk before one client's decision decides your year.
Friday, September 04, 2026
"It felt useful" isn't a return on coaching. Here's how to actually measure whether a business coaching engagement is working — and what to do if it isn't.
Friday, September 04, 2026
Decision fatigue, not hours worked, is what wrecks an owner's judgment by Thursday. Here's how to batch routine decisions and protect the ones that actually need you.
Friday, September 04, 2026
The highest-probability sale in your business is sitting in your existing customer file. Here's how to systemise cross-sell and upsell instead of leaving it to chance.
Friday, September 04, 2026
Claims about your own business don't convert — customer proof does. Here's how to systemise the kind of proof that actually moves prospects, on any marketing budget.